{"id":1533,"date":"2025-06-25T12:59:43","date_gmt":"2025-06-25T12:59:43","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=1533"},"modified":"2025-06-25T12:59:45","modified_gmt":"2025-06-25T12:59:45","slug":"rbi-notification-56-2025-dated-16-06-2025-master-circular-on-credit-facilities-to-sc-st-beneficiaries","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/06\/25\/rbi-notification-56-2025-dated-16-06-2025-master-circular-on-credit-facilities-to-sc-st-beneficiaries\/","title":{"rendered":"RBI Notification 56\/2025 Dated 16\/06\/2025 – Master Circular on credit facilities to SC\/ST beneficiaries"},"content":{"rendered":"\n

The circular outlines measures to improve access to finance, employment opportunities, and economic inclusion of SC\/ST communities. Banks are required to integrate SC\/ST- focused schemes into their district credit plans, coordinate with District Industries Centres, and provide tailored financial products. It emphasizes adherence to centrally sponsored schemes like DAY- NRLM, which reserves 50% of its benefits for SC\/ST beneficiaries, and mandates that at least 40% of Differential Rate of Interest (DRI) loans be extended to these communities. It also includes details on the Credit Enhancement Guarantee Scheme for SCs, with guarantees from IFCI ranging between \u20b915 lakh to \u20b95 crore.\u00a0<\/p>\n\n\n\n

(Link: RBI Notification 56\/2025 Dated 16\/06\/2025)<\/em><\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

The circular outlines measures to improve access to finance, employment opportunities, and economic inclusion of SC\/ST communities. Banks are required […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[72,76],"tags":[],"class_list":["post-1533","post","type-post","status-publish","format-standard","hentry","category-rbi","category-notifications-rbi"],"yoast_head":"\nRBI Notification 56\/2025 Dated 16\/06\/2025 - Master Circular on credit facilities to SC\/ST beneficiaries - Bhatia Bhola & Associates LLP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/06\/25\/rbi-notification-56-2025-dated-16-06-2025-master-circular-on-credit-facilities-to-sc-st-beneficiaries\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI Notification 56\/2025 Dated 16\/06\/2025 - Master Circular on credit facilities to SC\/ST beneficiaries - Bhatia Bhola & Associates LLP\" \/>\n<meta property=\"og:description\" content=\"The circular outlines measures to improve access to finance, employment opportunities, and economic inclusion of SC\/ST communities. 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