{"id":2730,"date":"2025-10-01T13:04:06","date_gmt":"2025-10-01T13:04:06","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=2730"},"modified":"2025-10-01T13:04:07","modified_gmt":"2025-10-01T13:04:07","slug":"rbi-notification-82-2025-dated-26-09-2025-standardisation-of-deceased-customer-claim-settlement-for-banks","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/10\/01\/rbi-notification-82-2025-dated-26-09-2025-standardisation-of-deceased-customer-claim-settlement-for-banks\/","title":{"rendered":"RBI Notification 82\/2025 Dated 26\/09\/2025 &#8211; Standardisation of Deceased Customer Claim Settlement for Banks\u00a0"},"content":{"rendered":"\n<p>RBI (Settlement of Claims in respect of Deceased Customers of Banks) Directions, have been issued to standardize and streamline the procedure for settling claims on deceased customers\u2019 deposit accounts, safe deposit lockers, and articles in safe custody. It replaces diverse existing practices with a harmonized framework and standard documentation (Annex I-A to I-H) to minimize hardship for families. It provides a simplified procedure for accounts without a nominee for claims below a defined threshold limit (Rs 5 lakh for cooperative banks and Rs 15 lakh for others).\u00a0<\/p>\n\n\n\n<p><a href=\"https:\/\/rbidocs.rbi.org.in\/rdocs\/Notification\/PDFs\/NT82880281BD5EB444BFAE554F1C816B3376.PDF\"><em>(RBI Notification 82\/2025 Dated 26\/09\/2025)<\/em><\/a><em><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>RBI (Settlement of Claims in respect of Deceased Customers of Banks) Directions, have been issued to standardize and streamline the [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[72,76],"tags":[],"class_list":["post-2730","post","type-post","status-publish","format-standard","hentry","category-rbi","category-notifications-rbi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI Notification 82\/2025 Dated 26\/09\/2025 - Standardisation of Deceased Customer Claim Settlement for Banks\u00a0 - Bhatia Bhola &amp; Associates LLP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/10\/01\/rbi-notification-82-2025-dated-26-09-2025-standardisation-of-deceased-customer-claim-settlement-for-banks\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI Notification 82\/2025 Dated 26\/09\/2025 - Standardisation of Deceased Customer Claim Settlement for Banks\u00a0 - Bhatia Bhola &amp; Associates LLP\" \/>\n<meta property=\"og:description\" content=\"RBI (Settlement of Claims in respect of Deceased Customers of Banks) Directions, have been issued to standardize and streamline the [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/10\/01\/rbi-notification-82-2025-dated-26-09-2025-standardisation-of-deceased-customer-claim-settlement-for-banks\/\" \/>\n<meta property=\"og:site_name\" content=\"Bhatia Bhola &amp; 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