{"id":3182,"date":"2025-11-05T11:39:06","date_gmt":"2025-11-05T11:39:06","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=3182"},"modified":"2025-11-05T11:39:07","modified_gmt":"2025-11-05T11:39:07","slug":"rbi-draft-circular-dated-29-10-2025-guidelines-to-facilitate-faster-cross-border-inward-payments","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/11\/05\/rbi-draft-circular-dated-29-10-2025-guidelines-to-facilitate-faster-cross-border-inward-payments\/","title":{"rendered":"RBI Draft Circular Dated 29\/10\/2025 &#8211; Guidelines to facilitate faster cross-border Inward Payments\u00a0\u00a0"},"content":{"rendered":"\n<p>The draft aims to resolve delays between receipt of payments at beneficiary banks and credit to beneficiary accounts. Banks are encouraged to establish straight-through processes for automatically crediting inward payments to residents\u2019 accounts, based on risk assessment and regulatory compliance. The proposed guidelines require banks to immediately inform customers upon receiving cross-border inward payment messages. Further, inward payments received during foreign exchange market hours should be credited within the same business day, while those received afterward should be credited on the next business day, subject to FEMA and other regulations.\u00a0<\/p>\n\n\n\n<p><a href=\"https:\/\/rbidocs.rbi.org.in\/rdocs\/Content\/PDFs\/DRAFTFACILITY29102025C7D74480490A4EBA800535889CB1459F.PDF\"><em>(Link: Draft Circular Dated 29\/10\/2025,<\/em><\/a><em>&nbsp;<\/em><a href=\"https:\/\/rbidocs.rbi.org.in\/rdocs\/PressRelease\/PDFs\/PR1410B0EEEF3CC00D4183B125227C9B57F09C.PDF\"><em>Press Release)<\/em><\/a><em><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The draft aims to resolve delays between receipt of payments at beneficiary banks and credit to beneficiary accounts. Banks are [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[72,100],"tags":[],"class_list":["post-3182","post","type-post","status-publish","format-standard","hentry","category-rbi","category-rbi-drafts-for-public-comments"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI Draft Circular Dated 29\/10\/2025 - Guidelines to facilitate faster cross-border Inward Payments\u00a0\u00a0 - Bhatia Bhola &amp; Associates LLP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/11\/05\/rbi-draft-circular-dated-29-10-2025-guidelines-to-facilitate-faster-cross-border-inward-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI Draft Circular Dated 29\/10\/2025 - Guidelines to facilitate faster cross-border Inward Payments\u00a0\u00a0 - Bhatia Bhola &amp; Associates LLP\" \/>\n<meta property=\"og:description\" content=\"The draft aims to resolve delays between receipt of payments at beneficiary banks and credit to beneficiary accounts. 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