{"id":3607,"date":"2025-12-15T01:35:24","date_gmt":"2025-12-15T01:35:24","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=3607"},"modified":"2025-12-15T01:35:25","modified_gmt":"2025-12-15T01:35:25","slug":"rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/","title":{"rendered":"RBI Notification 101\/2025 Dated 28\/11\/2025 – Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0"},"content":{"rendered":"\n

RBI has repealed the 2016 Master Direction on KYC and replaced it with the new \u201cReserve Bank of India (Commercial Banks\u2013 Know Your Customer) Directions, 2025\u201d.. All Payment System Providers and Participants must now align their KYC, AML, and CFT compliance processes with the updated 2025 framework. The changes include updated references to the new KYC Directions, revisions to digital KYC and V-CIP provisions, and harmonized requirements for OVDs, mandatory documents, and due diligence procedures.\u00a0<\/p>\n\n\n\n

(Link: RBI Notification 101\/2025 Dated 28\/11\/2025)<\/em><\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

RBI has repealed the 2016 Master Direction on KYC and replaced it with the new \u201cReserve Bank of India (Commercial […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[72,76],"tags":[],"class_list":["post-3607","post","type-post","status-publish","format-standard","hentry","category-rbi","category-notifications-rbi"],"yoast_head":"\nRBI Notification 101\/2025 Dated 28\/11\/2025 - Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0 - Bhatia Bhola & Associates LLP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI Notification 101\/2025 Dated 28\/11\/2025 - Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0 - Bhatia Bhola & Associates LLP\" \/>\n<meta property=\"og:description\" content=\"RBI has repealed the 2016 Master Direction on KYC and replaced it with the new \u201cReserve Bank of India (Commercial […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Bhatia Bhola & Associates LLP\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-15T01:35:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-15T01:35:25+00:00\" \/>\n<meta name=\"author\" content=\"Yash Bhola\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Yash Bhola\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/\"},\"author\":{\"name\":\"Yash Bhola\",\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/person\/5c941d1613f06d46d7c656c473e8249c\"},\"headline\":\"RBI Notification 101\/2025 Dated 28\/11\/2025 – Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0\",\"datePublished\":\"2025-12-15T01:35:24+00:00\",\"dateModified\":\"2025-12-15T01:35:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/\"},\"wordCount\":87,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/bhatiabhola.com\/#organization\"},\"articleSection\":[\"RBI\",\"RBI Notifications\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/\",\"url\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/\",\"name\":\"RBI Notification 101\/2025 Dated 28\/11\/2025 - Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0 - Bhatia Bhola & Associates LLP\",\"isPartOf\":{\"@id\":\"https:\/\/bhatiabhola.com\/#website\"},\"datePublished\":\"2025-12-15T01:35:24+00:00\",\"dateModified\":\"2025-12-15T01:35:25+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bhatiabhola.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"RBI Notification 101\/2025 Dated 28\/11\/2025 – Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bhatiabhola.com\/#website\",\"url\":\"https:\/\/bhatiabhola.com\/\",\"name\":\"Bhatia Bhola & Associates LLP\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/bhatiabhola.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bhatiabhola.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/bhatiabhola.com\/#organization\",\"name\":\"Bhatia Bhola & Associates LLP\",\"url\":\"https:\/\/bhatiabhola.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/bhatiabhola.com\/wp-content\/uploads\/2025\/04\/cropped-cropped-Screenshot-2025-04-29-at-7.15.27\u202fAM.png\",\"contentUrl\":\"https:\/\/bhatiabhola.com\/wp-content\/uploads\/2025\/04\/cropped-cropped-Screenshot-2025-04-29-at-7.15.27\u202fAM.png\",\"width\":1709,\"height\":376,\"caption\":\"Bhatia Bhola & Associates LLP\"},\"image\":{\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/person\/5c941d1613f06d46d7c656c473e8249c\",\"name\":\"Yash Bhola\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/aead41d7b2f010c8a719d781a6360aab0ad14fcb72ed48e049d2bbe80a30a6f8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/aead41d7b2f010c8a719d781a6360aab0ad14fcb72ed48e049d2bbe80a30a6f8?s=96&d=mm&r=g\",\"caption\":\"Yash Bhola\"},\"url\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/author\/bba_ypbhola\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"RBI Notification 101\/2025 Dated 28\/11\/2025 - Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0 - Bhatia Bhola & Associates LLP","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/","og_locale":"en_US","og_type":"article","og_title":"RBI Notification 101\/2025 Dated 28\/11\/2025 - Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0 - Bhatia Bhola & Associates LLP","og_description":"RBI has repealed the 2016 Master Direction on KYC and replaced it with the new \u201cReserve Bank of India (Commercial […]","og_url":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/","og_site_name":"Bhatia Bhola & Associates LLP","article_published_time":"2025-12-15T01:35:24+00:00","article_modified_time":"2025-12-15T01:35:25+00:00","author":"Yash Bhola","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Yash Bhola","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/#article","isPartOf":{"@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/"},"author":{"name":"Yash Bhola","@id":"https:\/\/bhatiabhola.com\/#\/schema\/person\/5c941d1613f06d46d7c656c473e8249c"},"headline":"RBI Notification 101\/2025 Dated 28\/11\/2025 – Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0","datePublished":"2025-12-15T01:35:24+00:00","dateModified":"2025-12-15T01:35:25+00:00","mainEntityOfPage":{"@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/"},"wordCount":87,"commentCount":0,"publisher":{"@id":"https:\/\/bhatiabhola.com\/#organization"},"articleSection":["RBI","RBI Notifications"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/","url":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/","name":"RBI Notification 101\/2025 Dated 28\/11\/2025 - Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0 - Bhatia Bhola & Associates LLP","isPartOf":{"@id":"https:\/\/bhatiabhola.com\/#website"},"datePublished":"2025-12-15T01:35:24+00:00","dateModified":"2025-12-15T01:35:25+00:00","breadcrumb":{"@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/15\/rbi-notification-101-2025-dated-28-11-2025-compliance-with-know-your-customer-kyc-norms-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bhatiabhola.com\/"},{"@type":"ListItem","position":2,"name":"RBI Notification 101\/2025 Dated 28\/11\/2025 – Compliance with Know Your Customer (KYC) Norms\u00a0\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/bhatiabhola.com\/#website","url":"https:\/\/bhatiabhola.com\/","name":"Bhatia Bhola & Associates LLP","description":"","publisher":{"@id":"https:\/\/bhatiabhola.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bhatiabhola.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/bhatiabhola.com\/#organization","name":"Bhatia Bhola & Associates LLP","url":"https:\/\/bhatiabhola.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bhatiabhola.com\/#\/schema\/logo\/image\/","url":"https:\/\/bhatiabhola.com\/wp-content\/uploads\/2025\/04\/cropped-cropped-Screenshot-2025-04-29-at-7.15.27\u202fAM.png","contentUrl":"https:\/\/bhatiabhola.com\/wp-content\/uploads\/2025\/04\/cropped-cropped-Screenshot-2025-04-29-at-7.15.27\u202fAM.png","width":1709,"height":376,"caption":"Bhatia Bhola & Associates LLP"},"image":{"@id":"https:\/\/bhatiabhola.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/bhatiabhola.com\/#\/schema\/person\/5c941d1613f06d46d7c656c473e8249c","name":"Yash Bhola","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bhatiabhola.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/aead41d7b2f010c8a719d781a6360aab0ad14fcb72ed48e049d2bbe80a30a6f8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/aead41d7b2f010c8a719d781a6360aab0ad14fcb72ed48e049d2bbe80a30a6f8?s=96&d=mm&r=g","caption":"Yash Bhola"},"url":"https:\/\/bhatiabhola.com\/index.php\/blog\/author\/bba_ypbhola\/"}]}},"jetpack_publicize_connections":[],"_links":{"self":[{"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/posts\/3607","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/comments?post=3607"}],"version-history":[{"count":1,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/posts\/3607\/revisions"}],"predecessor-version":[{"id":3608,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/posts\/3607\/revisions\/3608"}],"wp:attachment":[{"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/media?parent=3607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/categories?post=3607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/tags?post=3607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}