{"id":3736,"date":"2025-12-21T18:52:44","date_gmt":"2025-12-21T18:52:44","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=3736"},"modified":"2025-12-21T18:52:46","modified_gmt":"2025-12-21T18:52:46","slug":"misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/","title":{"rendered":"Misc, SC Judgement Dated 08\/12\/2025 &#8211; Cash Loan above Rs 20,000 not a defence to Cheque Bounce"},"content":{"rendered":"\n<p><em>Case of Shine Varghese Koipurathu vs State of Kerala,\u00a0\u00a0SC\u00a0\u00a0Judgement Dated 8<sup>th<\/sup>\u00a0December 2025.<\/em>\u00a0The apex court\u00a0held that a cash loan over Rs 20,000, even if violating Income Tax Act\u00a0\u00a0(Section 269SS), remains a legally enforceable debt for Section 138 of Negotiable Instrument Act (cheque bounce) cases.\u00a0The court held that violations of the Income Tax Act for large cash transactions result in separate penalties, not invalidation of the underlying financial obligation for cheque bounce proceedings.<\/p>\n\n\n\n<p><a href=\"https:\/\/drive.google.com\/file\/d\/1kVcjvLR2hwkGosb_zkvEbQfm-5FPuJqI\/view?usp=sharing\"><em>(Link: SC Judgement Dated 08\/12\/2025)<\/em><\/a><strong><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Case of Shine Varghese Koipurathu vs State of Kerala,\u00a0\u00a0SC\u00a0\u00a0Judgement Dated 8th\u00a0December 2025.\u00a0The apex court\u00a0held that a cash loan over Rs [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[78,97],"tags":[],"class_list":["post-3736","post","type-post","status-publish","format-standard","hentry","category-misc","category-misc-judiciary"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Misc, SC Judgement Dated 08\/12\/2025 - Cash Loan above Rs 20,000 not a defence to Cheque Bounce - Bhatia Bhola &amp; Associates LLP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Misc, SC Judgement Dated 08\/12\/2025 - Cash Loan above Rs 20,000 not a defence to Cheque Bounce - Bhatia Bhola &amp; Associates LLP\" \/>\n<meta property=\"og:description\" content=\"Case of Shine Varghese Koipurathu vs State of Kerala,\u00a0\u00a0SC\u00a0\u00a0Judgement Dated 8th\u00a0December 2025.\u00a0The apex court\u00a0held that a cash loan over Rs [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/\" \/>\n<meta property=\"og:site_name\" content=\"Bhatia Bhola &amp; Associates LLP\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-21T18:52:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-21T18:52:46+00:00\" \/>\n<meta name=\"author\" content=\"Yash Bhola\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Yash Bhola\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/\"},\"author\":{\"name\":\"Yash Bhola\",\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/person\/5c941d1613f06d46d7c656c473e8249c\"},\"headline\":\"Misc, SC Judgement Dated 08\/12\/2025 &#8211; Cash Loan above Rs 20,000 not a defence to Cheque Bounce\",\"datePublished\":\"2025-12-21T18:52:44+00:00\",\"dateModified\":\"2025-12-21T18:52:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/\"},\"wordCount\":94,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/bhatiabhola.com\/#organization\"},\"articleSection\":[\"Misc\",\"Misc Judiciary\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/\",\"url\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/\",\"name\":\"Misc, SC Judgement Dated 08\/12\/2025 - Cash Loan above Rs 20,000 not a defence to Cheque Bounce - Bhatia Bhola &amp; Associates LLP\",\"isPartOf\":{\"@id\":\"https:\/\/bhatiabhola.com\/#website\"},\"datePublished\":\"2025-12-21T18:52:44+00:00\",\"dateModified\":\"2025-12-21T18:52:46+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bhatiabhola.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Misc, SC Judgement Dated 08\/12\/2025 &#8211; Cash Loan above Rs 20,000 not a defence to Cheque Bounce\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bhatiabhola.com\/#website\",\"url\":\"https:\/\/bhatiabhola.com\/\",\"name\":\"Bhatia Bhola & Associates LLP\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/bhatiabhola.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bhatiabhola.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/bhatiabhola.com\/#organization\",\"name\":\"Bhatia Bhola & Associates LLP\",\"url\":\"https:\/\/bhatiabhola.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/bhatiabhola.com\/wp-content\/uploads\/2025\/04\/cropped-cropped-Screenshot-2025-04-29-at-7.15.27\u202fAM.png\",\"contentUrl\":\"https:\/\/bhatiabhola.com\/wp-content\/uploads\/2025\/04\/cropped-cropped-Screenshot-2025-04-29-at-7.15.27\u202fAM.png\",\"width\":1709,\"height\":376,\"caption\":\"Bhatia Bhola & Associates LLP\"},\"image\":{\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/person\/5c941d1613f06d46d7c656c473e8249c\",\"name\":\"Yash Bhola\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bhatiabhola.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/aead41d7b2f010c8a719d781a6360aab0ad14fcb72ed48e049d2bbe80a30a6f8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/aead41d7b2f010c8a719d781a6360aab0ad14fcb72ed48e049d2bbe80a30a6f8?s=96&d=mm&r=g\",\"caption\":\"Yash Bhola\"},\"url\":\"https:\/\/bhatiabhola.com\/index.php\/blog\/author\/bba_ypbhola\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Misc, SC Judgement Dated 08\/12\/2025 - Cash Loan above Rs 20,000 not a defence to Cheque Bounce - Bhatia Bhola &amp; Associates LLP","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/","og_locale":"en_US","og_type":"article","og_title":"Misc, SC Judgement Dated 08\/12\/2025 - Cash Loan above Rs 20,000 not a defence to Cheque Bounce - Bhatia Bhola &amp; Associates LLP","og_description":"Case of Shine Varghese Koipurathu vs State of Kerala,\u00a0\u00a0SC\u00a0\u00a0Judgement Dated 8th\u00a0December 2025.\u00a0The apex court\u00a0held that a cash loan over Rs [&hellip;]","og_url":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/","og_site_name":"Bhatia Bhola &amp; Associates LLP","article_published_time":"2025-12-21T18:52:44+00:00","article_modified_time":"2025-12-21T18:52:46+00:00","author":"Yash Bhola","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Yash Bhola","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/#article","isPartOf":{"@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/"},"author":{"name":"Yash Bhola","@id":"https:\/\/bhatiabhola.com\/#\/schema\/person\/5c941d1613f06d46d7c656c473e8249c"},"headline":"Misc, SC Judgement Dated 08\/12\/2025 &#8211; Cash Loan above Rs 20,000 not a defence to Cheque Bounce","datePublished":"2025-12-21T18:52:44+00:00","dateModified":"2025-12-21T18:52:46+00:00","mainEntityOfPage":{"@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/"},"wordCount":94,"commentCount":0,"publisher":{"@id":"https:\/\/bhatiabhola.com\/#organization"},"articleSection":["Misc","Misc Judiciary"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/","url":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/","name":"Misc, SC Judgement Dated 08\/12\/2025 - Cash Loan above Rs 20,000 not a defence to Cheque Bounce - Bhatia Bhola &amp; Associates LLP","isPartOf":{"@id":"https:\/\/bhatiabhola.com\/#website"},"datePublished":"2025-12-21T18:52:44+00:00","dateModified":"2025-12-21T18:52:46+00:00","breadcrumb":{"@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bhatiabhola.com\/index.php\/blog\/2025\/12\/21\/misc-sc-judgement-dated-08-12-2025-cash-loan-above-rs-20000-not-a-defence-to-cheque-bounce\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bhatiabhola.com\/"},{"@type":"ListItem","position":2,"name":"Misc, SC Judgement Dated 08\/12\/2025 &#8211; Cash Loan above Rs 20,000 not a defence to Cheque Bounce"}]},{"@type":"WebSite","@id":"https:\/\/bhatiabhola.com\/#website","url":"https:\/\/bhatiabhola.com\/","name":"Bhatia Bhola & Associates LLP","description":"","publisher":{"@id":"https:\/\/bhatiabhola.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bhatiabhola.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/bhatiabhola.com\/#organization","name":"Bhatia Bhola & Associates LLP","url":"https:\/\/bhatiabhola.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bhatiabhola.com\/#\/schema\/logo\/image\/","url":"https:\/\/bhatiabhola.com\/wp-content\/uploads\/2025\/04\/cropped-cropped-Screenshot-2025-04-29-at-7.15.27\u202fAM.png","contentUrl":"https:\/\/bhatiabhola.com\/wp-content\/uploads\/2025\/04\/cropped-cropped-Screenshot-2025-04-29-at-7.15.27\u202fAM.png","width":1709,"height":376,"caption":"Bhatia Bhola & Associates LLP"},"image":{"@id":"https:\/\/bhatiabhola.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/bhatiabhola.com\/#\/schema\/person\/5c941d1613f06d46d7c656c473e8249c","name":"Yash Bhola","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bhatiabhola.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/aead41d7b2f010c8a719d781a6360aab0ad14fcb72ed48e049d2bbe80a30a6f8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/aead41d7b2f010c8a719d781a6360aab0ad14fcb72ed48e049d2bbe80a30a6f8?s=96&d=mm&r=g","caption":"Yash Bhola"},"url":"https:\/\/bhatiabhola.com\/index.php\/blog\/author\/bba_ypbhola\/"}]}},"jetpack_publicize_connections":[],"_links":{"self":[{"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/posts\/3736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/comments?post=3736"}],"version-history":[{"count":1,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/posts\/3736\/revisions"}],"predecessor-version":[{"id":3737,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/posts\/3736\/revisions\/3737"}],"wp:attachment":[{"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/media?parent=3736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/categories?post=3736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bhatiabhola.com\/index.php\/wp-json\/wp\/v2\/tags?post=3736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}