{"id":4910,"date":"2026-03-16T02:27:08","date_gmt":"2026-03-16T02:27:08","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=4910"},"modified":"2026-03-16T02:27:09","modified_gmt":"2026-03-16T02:27:09","slug":"rbi-directions-notification-388-2026-dated-10-03-2026-rbi-payments-banks-prudential-norms-on-declaration-of-dividend-directions-2026","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2026\/03\/16\/rbi-directions-notification-388-2026-dated-10-03-2026-rbi-payments-banks-prudential-norms-on-declaration-of-dividend-directions-2026\/","title":{"rendered":"RBI Directions Notification 388\/2026 Dated 10\/03\/2026 &#8211; RBI Payments Banks Prudential Norms on Declaration of Dividend Directions 2026\u00a0"},"content":{"rendered":"\n<p>The Directions require banks to satisfy eligibility criteria such as compliance with regulatory capital requirements, maintaining positive Adjusted Profit After Tax (PAT), and absence of regulatory restrictions. Adjusted PAT is defined as PAT minus 50% of net NPAs. Dividend payouts are linked to the bank\u2019s Tier 1 capital ratio, with higher capital levels allowing larger payout percentages, subject to an overall ceiling of 75% of PAT. Extraordinary income, overstated profits identified by auditors, and certain reversals of provisions are excluded from dividend calculations.\u00a0<\/p>\n\n\n\n<p><a href=\"https:\/\/rbidocs.rbi.org.in\/rdocs\/notification\/PDFs\/388MD10032026C9C28BA2FD904454A24EE40607D82CC7.PDF\"><em>(Link: RBI Directions Notification 388\/2026 Dated 10\/03\/2026)<\/em><\/a><em><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Directions require banks to satisfy eligibility criteria such as compliance with regulatory capital requirements, maintaining positive Adjusted Profit After [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[72,102],"tags":[],"class_list":["post-4910","post","type-post","status-publish","format-standard","hentry","category-rbi","category-master-directions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI Directions Notification 388\/2026 Dated 10\/03\/2026 - RBI Payments Banks Prudential Norms on Declaration of Dividend Directions 2026\u00a0 - Bhatia Bhola &amp; 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