{"id":5230,"date":"2026-04-09T13:30:50","date_gmt":"2026-04-09T13:30:50","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=5230"},"modified":"2026-04-09T13:30:52","modified_gmt":"2026-04-09T13:30:52","slug":"rbi-circular-254-2026-dated-30-03-2026-amendments-to-commercial-banks-credit-facilities-directions","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2026\/04\/09\/rbi-circular-254-2026-dated-30-03-2026-amendments-to-commercial-banks-credit-facilities-directions\/","title":{"rendered":"RBI Circular 254\/2026 Dated 30\/03\/2026 &#8211; Amendments to Commercial Banks Credit Facilities Directions\u00a0"},"content":{"rendered":"\n<p>The amendments introduce detailed definitions for acquisition finance, bridge finance, collateral, and capital market intermediaries, while setting clear eligibility, prudential limits, and governance requirements. Banks are permitted to extend acquisition finance subject to strict conditions, including financial strength of borrowers, maximum financing cap of 75% of acquisition value, debt-equity ratio limits, and mandatory board-approved policies. It also governs loans against eligible securities by prescribing loan to value ratios, exposure caps, and restrictions on speculative lending.\u00a0<\/p>\n\n\n\n<p><a href=\"https:\/\/rbidocs.rbi.org.in\/rdocs\/Notification\/PDFs\/NT25449340B3DEA7740ABBD1A8F299F3FCD48.PDF\"><em>(Link:&nbsp;RBI Circular&nbsp;254\/2026 Dated 30\/03\/2026)<\/em><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The amendments introduce detailed definitions for acquisition finance, bridge finance, collateral, and capital market intermediaries, while setting clear eligibility, prudential [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[72,77],"tags":[],"class_list":["post-5230","post","type-post","status-publish","format-standard","hentry","category-rbi","category-circulars-rbi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI Circular 254\/2026 Dated 30\/03\/2026 - Amendments to Commercial Banks Credit Facilities Directions\u00a0 - Bhatia Bhola &amp; Associates LLP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2026\/04\/09\/rbi-circular-254-2026-dated-30-03-2026-amendments-to-commercial-banks-credit-facilities-directions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI Circular 254\/2026 Dated 30\/03\/2026 - Amendments to Commercial Banks Credit Facilities Directions\u00a0 - Bhatia Bhola &amp; Associates LLP\" \/>\n<meta property=\"og:description\" content=\"The amendments introduce detailed definitions for acquisition finance, bridge finance, collateral, and capital market intermediaries, while setting clear eligibility, prudential [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2026\/04\/09\/rbi-circular-254-2026-dated-30-03-2026-amendments-to-commercial-banks-credit-facilities-directions\/\" \/>\n<meta property=\"og:site_name\" content=\"Bhatia Bhola &amp; 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