{"id":5265,"date":"2026-04-09T14:37:35","date_gmt":"2026-04-09T14:37:35","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=5265"},"modified":"2026-04-09T14:37:36","modified_gmt":"2026-04-09T14:37:36","slug":"rbi-master-directions-395-2026-dated-01-04-2026-facility-for-exchange-of-notes-and-coins","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2026\/04\/09\/rbi-master-directions-395-2026-dated-01-04-2026-facility-for-exchange-of-notes-and-coins\/","title":{"rendered":"RBI Master Directions 395\/2026 Dated 01\/04\/2026 \u2013 Facility for Exchange of Notes and Coins\u00a0"},"content":{"rendered":"\n<p>The updated directions mandate all bank branches to provide free and non-discriminatory service for exchange of notes ad coins to the public. Banks must accept soiled, mutilated, and imperfect notes, as well as coins of valid denominations, and ensure adequate availability of cash through ATMs. These clarify definitions of defective notes, procedures for their adjudication, and timelines for their exchange or credit.<\/p>\n\n\n\n<p><a href=\"https:\/\/rbidocs.rbi.org.in\/rdocs\/notification\/PDFs\/395MDDCEE303B29F7409B867FAAEC10242C4A.PDF\"><em>(Link:\u00a0RBI Master Directions 395\/2026 Dated 01\/04\/2026)<\/em><\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The updated directions mandate all bank branches to provide free and non-discriminatory service for exchange of notes ad coins to [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[72,102],"tags":[],"class_list":["post-5265","post","type-post","status-publish","format-standard","hentry","category-rbi","category-master-directions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI Master Directions 395\/2026 Dated 01\/04\/2026 \u2013 Facility for Exchange of Notes and Coins\u00a0 - Bhatia Bhola &amp; Associates LLP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2026\/04\/09\/rbi-master-directions-395-2026-dated-01-04-2026-facility-for-exchange-of-notes-and-coins\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI Master Directions 395\/2026 Dated 01\/04\/2026 \u2013 Facility for Exchange of Notes and Coins\u00a0 - Bhatia Bhola &amp; Associates LLP\" \/>\n<meta property=\"og:description\" content=\"The updated directions mandate all bank branches to provide free and non-discriminatory service for exchange of notes ad coins to [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bhatiabhola.com\/index.php\/blog\/2026\/04\/09\/rbi-master-directions-395-2026-dated-01-04-2026-facility-for-exchange-of-notes-and-coins\/\" \/>\n<meta property=\"og:site_name\" content=\"Bhatia Bhola &amp; 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