{"id":6143,"date":"2026-06-22T02:24:14","date_gmt":"2026-06-22T02:24:14","guid":{"rendered":"https:\/\/bhatiabhola.com\/?p=6143"},"modified":"2026-06-22T02:24:16","modified_gmt":"2026-06-22T02:24:16","slug":"rbi-directions-403-2026-dated-19-06-2026-rbi-small-finance-banks-kisan-credit-card-kcc-scheme-directions-2026","status":"publish","type":"post","link":"https:\/\/bhatiabhola.com\/index.php\/blog\/2026\/06\/22\/rbi-directions-403-2026-dated-19-06-2026-rbi-small-finance-banks-kisan-credit-card-kcc-scheme-directions-2026\/","title":{"rendered":"RBI Directions 403\/2026 Dated 19\/06\/2026 – RBI Small Finance Banks\u00a0\u00a0Kisan Credit Card (KCC) Scheme Directions 2026\u00a0\u00a0"},"content":{"rendered":"\n

The new framework establishes a six-year composite KCC facility covering crop cultivation, dairy, fisheries, animal husbandry, post-harvest expenses, household consumption, insurance, produce marketing, and investment credit. It standardizes credit assessment through the Scale of Finance, introduces Flexi KCC of Rs 10,000 \u2013 Rs 50,000 for marginal farmers, waives collateral and margin requirements for agricultural loans up to Rs 2 lakh, permits higher collateral-free loans up to Rs 3 lakh\u00a0<\/strong>in specified cases.\u00a0<\/p>\n\n\n\n

(RBI Directions 403\/2026 Dated 19\/06\/2026)<\/em><\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

The new framework establishes a six-year composite KCC facility covering crop cultivation, dairy, fisheries, animal husbandry, post-harvest expenses, household consumption, […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[72,102],"tags":[],"class_list":["post-6143","post","type-post","status-publish","format-standard","hentry","category-rbi","category-master-directions"],"yoast_head":"\nRBI Directions 403\/2026 Dated 19\/06\/2026 - 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