Penal Interest on shortfall in CRR and SLR requirements, Change in Bank Rate: As per Monetary Policy, the Bank Rate has been revised downwards by 25 basis points from 6.50 per cent to 6.25 per cent. Accordingly, all penal interest rates on shortfall in CRR and SLR requirements, which are specifically linked to the Bank Rate, also stand revised downward by 25 basis points. (RBI Notification 23/2025 Dated 09/04/2025)