Case of Apresh Garg vs Indian Bank, NCLAT Delhi Judgement Dated 15th May 2025. The appellant authority held that filing of application by lender under section 7 of the IBC even after agreeing on restructuring of loan by majority of lenders is justifiable since all Lenders have their independent rights to take such measures as per their Bank’s policy. Accordingly, order admitting application under section 7 is upheld.