The amendment specify that banks can act as agents for regulated third-party products but cannot handle referral processes directly. It clarifies that certain financial services, such as mutual funds, insurance, pension fund management, investment advisory, portfolio management, and broking, must be undertaken through a group entity under a Non-Operating Financial Holding Company (NOFHC), not departmentally. It also revises equity investment limits for banks, including individual and aggregate investment caps, investment conditions, and reporting requirements.