The draft guidelines rationalising the extant prudential norms for implementation of resolution plans in respect of exposures affected by natural calamities, inter alia the existing regulatory instructions, including requirements, the scope, coverage and prudential harmonising the regulatory instructions applicable to different Regulated Entities (REs) has been issued. The guidelines envisage a principle-based resolution regime, providing complete discretion to the RE with respect to design and implementation of resolution plan. The exposures which have been affected by the natural calamity and which are ‘Standard’ but in default up to 30 days i.e., ‘SMA-0’ on the date of occurrence of the natural calamity, shall be eligible to be considered for relief under the guidelines. REs shall make alternate arrangements for providing banking services in the natural calamity affected areas. The comments/ feedback from stakeholders is invited.
(Link: Press Release Draft Guidelines on Relief Measures Natural Calamities)
(Link: Commercial Banks Draft Guidelines Dated 27/01/2026)
(Link: Small Finance Banks Draft Guidelines Dated 27/01/2026)
(Link: Local Area Banks Draft Guidelines Dated 27/01/2026)
(Link: Urban Cooperative Banks Draft Guidelines Dated 27/01/2026)
(Link: Regional Rural Banks Draft Guidelines Dated 27/01/2026)
(Link: Rural Cooperative Banks Draft Guidelines Dated 27/01/2026)
(Link: Non-Banking Finance Companies Draft Guidelines Dated 27/01/2026)
(Link: All India Financial Institutions Draft Guidelines Dated 27/01/2026)