The initiative aims to improve access to working capital for Micro, Small and Medium Enterprises (MSMEs) engaged in cross-border e-commerce. The Government will provide credit guarantee cover to banks for working capital facilities such as cash credit or overdraft and will also offer interest subvention support. The scheme will initially operate on a pilot basis through the Export-Import Bank of India (Exim Bank) in coordination with the National Credit Guarantee Trustee Company (NCGTC). Eligible MSMEs must hold a valid Importer-Exporter Code and Udyam registration and demonstrate export activity through courier, postal routes, or overseas inventory.