October 2025

The draft directions primarily focus on Transaction Accounts for a range of regulated entities, including Commercial Banks, Small Finance Banks, […]

The draft mandates that every bank must offer the BSBD account with certain minimum facilities free of charge, regardless of

The original guidelines were designed to curb concentration risk by disincentivizing large, highly leveraged borrowers from relying excessively on the

These regulations are intended to replace the existing 2016 framework under FEMA. The key proposed changes include relaxed eligibility criteria,

The key amendments include linking borrowing limits to the borrower’s net worth or a cap of USD 1 billion, except

These draft directions apply to a wide array of Regulated Entities (REs), including Commercial Banks, Small Finance Banks, Cooperative Banks,