Draft Revised Kisan Credit Card (KCC) Scheme Guidelines: The key changes include standardizing crop seasons into short- duration (12 months) and long-duration (18 months) categories to ensure uniform loan sanction and repayment schedules. The tenure of KCC has been extended to six years to better align with longer crop cycles. Drawing limits will now be linked to the scale of finance for each crop season to reflect actual cultivation costs. Also, eligible expenses now include technological interventions such as soil testing and weather forecasting within a 20% additional component. The comments/ feedback from stakeholders is invited.
(Link: Draft Revised KCC Scheme, Press Release Dated 12/02/2026)