All penal interest rates on shortfall in CRR and SLR requirements, which are specifically linked to the Bank Rate, stands revised. The existing rates (depending on duration of shortfall) Bank Rate plus 3.0 percentage points (9.25 per cent) or Bank Rate plus 5.0 percentage points (11.25 per cent) are revised to Bank Rate plus 3.0 percentage points (8.75 per cent) or Bank Rate plus 5.0 percentage points (10.75 per cent).