The Digital Payments E-mandate Framework 2026, consolidates earlier circulars and introducing minor changes. The directions apply to all payment system providers and participants handling recurring transactions through cards, UPI, and PPIs, including domestic and cross-border payments. The framework mandates one time registration of e-mandates with additional factor authentication (AFA), along with facilities for modification or withdrawal. It requires pre-transaction notifications at least 24 hours before debit and post-transaction alerts with detailed information. Recurring transactions up to Rs 15,000 can be processed without AFA, while specific payments like insurance and mutual funds have a higher limit of Rs 1 lakh.