RBI Circular 150/2026 Dated 19/06/2026 – Lead Bank Scheme (LBS) Guidelines Revised 

The revised framework aims to enhance priority sector credit and deepen financial inclusion through coordinated efforts of banks, governments and developmental agencies. It defines the roles of Lead Banks, Lead District Managers, NABARD District Development Managers, RBI Lead District Officers and SLBC Convenor Banks, while prescribing a three-tier institutional structure. The guidelines prescribe monitoring of Credit- Deposit Ratio, banking penetration, digital payments, financial inclusion and capacity building, and coordination among stakeholders for effective implementation of the Lead Bank Scheme. 

(Link: RBI Circular 150/2026 Dated 19/06/2026)

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