These directions are applicable to Urban Coop Banks, Regional Rural Banks, Small Finance Banks, Commercial Banks, NBFCs, and All India Financial Institutions. The amendment provide regulatory relief for loans covered under the Emergency Credit Line Guarantee Scheme (ECLGS) 5.0. The exposures guaranteed under ECLGS 5.0 shall attract a zero percent risk weight to the extent of 75% of the guaranteed portion, provided the settlement amount is expected to be received within thirty days from the date of invocation of the guarantee. The balance exposure will continue to attract risk weights under existing prudential norms.
(Link: RBI Circular 137/2026 (SFB), 136/2026 (NBFC), 135/2026 (RRB), 134/2026 (UCB), 133/2026 (AIFI), 132/2026 (CB) Dated 16/06/2026)